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Glossary of Common Health Insurance Terms

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D

Deductible

The amount an individual must pay for health care expenses before insurance or a self-insured company covers the costs. Often, insurance plans are based on yearly deductible amounts. Our St. Petersburg agency can help you find a quality plan with a deductible that works with your budget.

Denial of Claim

Refusal by an insurance company to honor a request by an individual (or his or her provider) to pay for health care services obtained from a health care professional.

Dependent Worker

A worker in a family in which someone else has greater personal income.

Dependents

Spouse and/or unmarried children of an insured individual.

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